Boat Living: A Dream Or A Nightmare?

Living on a boat is a unique experience that offers a sense of freedom and adventure. It can be a great way to simplify your life, be closer to nature, and even save money on accommodation. However, it also comes with challenges such as limited space, constant maintenance, and the need for careful planning and preparation. So, is living on a boat a good idea? Let's explore the pros and cons to help you decide.

Cost of living on a boat

The cost of living on a boat varies depending on factors such as the size of your boat, the amenities you require, and where you keep your vessel. Here is a breakdown of the costs associated with living on a boat:

Boat Costs:

• Purchase Cost: The upfront cost of buying a boat can vary significantly depending on the type, size, and condition of the vessel. For example, a 42-foot aluminum pontoon houseboat in Vancouver was advertised for $45,000.
• Maintenance and Repairs: Maintenance costs for a boat can be high due to the specific and frequent tasks required. The marine environment is harsh, and boat parts and labour are usually more expensive than for households. It's essential to budget for regular maintenance and unexpected repairs.
• Insurance: Boat insurance is highly recommended, especially if you plan to travel outside your marina. Insurance costs depend on the size and value of your boat and other factors like your expected boat use and region. Insurance can range from $2,000 to $4,000 annually.
• Mooring or Marina Fees: If you keep your boat in a marina, you will be charged daily, weekly, or monthly fees for the boat slip. Liveaboard slip fees are typically higher than regular slip charges. Alternatively, you can opt for mooring, which is usually about half the price of a marina slip.
• Utilities: Utility costs depend on where you anchor your boat and the services provided by the marina. You may need to pay for electricity, water, cable, phone, and internet services.
• Fuel: Fuel costs will depend on your boat's engine and how often you use it for travel.
• Other Costs: Other boat-related costs may include sewage removal services, pump-out services for holding tanks, and licence fees.

Provision Costs:

• Food: Grocery shopping while living on a boat can be more challenging due to limited storage space and the need to transport groceries to and from the boat.
• Electronics: You may need to invest in electronics like a special adapter for electrical pedestals, a satellite dish for TV, or high-speed internet access.
• Necessities: This includes items for cleaning and maintenance, as well as personal items like clothing and toiletries.

Budgeting and Saving:

When creating a budget for living on a boat, it's essential to consider all the factors mentioned above and plan for unexpected expenses. You may need to save money, diversify your income, or rent out your current home to cover the costs of living on a boat. Additionally, gaining experience in boat maintenance and repair can help reduce labour costs.

Comparison to Land-Based Living:

Living on a boat may be cheaper than living on land in certain respects, such as rent and car payments. However, boat maintenance and slip fees can significantly increase the cost of living. Overall, the cost of living on a boat depends on your specific circumstances and choices.

Boat maintenance

Basic Maintenance Tasks

• Keeping things clean and well-lubricated where appropriate.
• Regularly cleaning the fiberglass gel coat and waxing it to prevent oxidation and maintain a shiny appearance.
• Regularly cleaning the canvass and upholstery to prevent mould and mildew.
• Performing a simple visual inspection of all the boat's systems after each trip and addressing any issues or taking the boat in for repairs if needed.

Annual Maintenance

Most boat owners leave annual maintenance to professionals. This includes:

• Changing engine oil.
• Lubricating fittings.
• Painting the hull bottom.
• Boat trailer maintenance.

Cost of Boat Maintenance

Beneficial Skills

Having basic plumbing, electrical, and mechanical skills can be very beneficial for boat owners, as it can save the cost of calling a contractor for every issue.

Space and storage

Firstly, it is essential to consider the size of the boat and whether it provides sufficient headroom. If you are taller, you may need to crouch or bend over while moving around the boat, which can be inconvenient and lead to accidental bumps. In addition, the overall space on a boat is typically much smaller than that of a house, so you will need to downsize and declutter your possessions. This includes kitchen gadgets, tools, mementos, and clothing. It is advisable to keep seasonal items, such as winter clothes, in off-boat storage to save space.

The bathroom, often referred to as the "head," is usually very compact, with limited counter space. In many boats, there is no separate shower area, so the entire bathroom gets wet during showering. Additionally, the toilet may require frequent emptying of the holding tank and can be prone to clogging and odour issues.

Storage is a constant challenge on a boat. You will need to allocate space for clothes, food, books, appliances, and other personal items. Residential boating communities may offer storage lockers, but even then, space will be limited. Downsizing and organisation are crucial to making the most of the available space.

Living on a boat requires creativity and adaptability when it comes to storage solutions. Hanging locker wardrobes, small fridges, and the absence of a personal washing machine are common features of boat life. It is essential to maximise every inch of space, utilising areas such as under-bed storage and installing additional shelves or hooks where possible.

Overall, living on a boat demands a more minimalistic and organised lifestyle. While it may require some adjustments and compromises, many people find the sense of freedom and closeness to nature that comes with boat life to be well worth the trade-off.

Weather conditions

Thunderstorms, for example, can bring lightning that strikes the tallest mast in a marina. It's crucial to ground your boat properly to redirect lightning safely into the water. Hurricanes and strong storms can also pose significant threats, requiring you to secure your boat in a marina or move to a safer mooring location. During such weather events, it is recommended to take your valuables and evacuate to a safer place on land.

Cold winters are another factor to consider when living on a boat. Ensuring you have enough fuel to run your heaters is essential to maintain comfort and safety during colder months. Additionally, condensation and mildew can become issues, requiring regular cleaning and ventilation.

Living on a boat also means being mindful of the weather in your daily activities. Hauling laundry, groceries, and other supplies to and from your boat can be challenging, especially in rainy weather. Heavy rains can result in a drenched walk between your car and your boat or the marina restroom.

Overall, living on a boat requires constant vigilance and adaptability when it comes to weather conditions. Being prepared, staying informed, and taking appropriate actions to secure your boat and ensure your safety are crucial aspects of this unique lifestyle.

Social life

Living on a boat can be a solitary experience, but it doesn't have to be. Social life on a boat can be rich and varied, and there are many opportunities to connect with like-minded people.

Marina Life

Living on a boat in a marina means being part of a community of people who have made similar lifestyle choices. Neighbours tend to help each other out, and there is a sense of camaraderie. However, if you prefer to keep yourself to yourself, you can opt for a more anonymous existence by choosing an end tie in a quieter corner of the marina.

Yacht Clubs

Joining a yacht club is a great way to meet other boaters and learn from their experiences. Clubs often hold race nights and sailing classes, providing opportunities to socialise and gain valuable skills.

Boating Communities

The boating community is generally very welcoming and friendly. People who live on boats often share a love of travel, adventure, and a simpler life. They are often happy to lend a hand and share their knowledge.

Online Communities

Online forums and YouTube channels provide a wealth of information and support for people living on boats. These platforms allow people to connect and share their experiences, offering a sense of community even when physically distant.

Pets

Having a pet, especially a dog, can be a great way to socialise while living on a boat. Dogs need regular exercise, which means spending time onshore and interacting with other dog owners.

Working Remotely

Working remotely can be a great way to stay connected while living on a boat. It provides an opportunity to interact with colleagues and stay engaged with the wider world, even while cruising or anchored in remote locations.

While living on a boat can offer a sense of freedom and independence, it is important to consider the social aspects as well. By engaging with the boating community, joining clubs, and participating in online forums, it is possible to build a rich and fulfilling social life while enjoying the unique experience of boat living.

Frequently asked questions